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Improving Small Business Financial Structure Growing In Importance

If as many economists believe the economy will expand in coming quarters, in order to take advantage of new opportunities or even remain competitive will require many small- and medium-size businesses (SMBs) to seek additional funding. 

While never easy, finding funds to maintain current sales and/or fuel growth is expected to be harder in the last quarter of this year and more so in 2016. 

It is reported many larger banks are opening the lending spigots, other financing sources are tightening their programs. 

Institutional lenders blame the advent of the full implementation of the Sarbanes-Oxley Act as a key reason for the changes.  However, there are other factors at work. 

None of them make funding searches easier. 

For more on this vital subject go to JoAnn Laing's monthly blog.